Providing information and clarity

for British Expats looking to Transfer their UK Pension Offshore


What are the benefits of transferring?



The ability to pass on the entire fund in the event of death without any UK Inheritance tax applying. For both spouse, Children and Spouse's beneficiaries. See


25% Tax Free cash lump sum from age 55

Access to the assets and fund within the HMRC guidelines. I.e. at least 70% must be used for a life time pensionable income.
Non Domicile Spouse - Enable your Pension to be transferred to your Non Domicile Spouse without it being limited to £55,000. Currently 40% tax is a payable
Tax Free Pension income - Expats living in a zero tax location.
No obligation to purchase an annuity.
Transfer any asset including Commercial property, company shares & additional assets into the QNUPS.
Actuarial calculations can be used to authorise higher percentage draw down. (Health, age etc)
No lifetime allowance limit - Currently a maximum of £1.8m (2010 to 2011 Tax Year, reducing to £1.5M in 2012) can be held by an individual. Any amount above can result in up to a 55% Taxation known as a "life time allowance charge".
Also Applicable to UK residents or clients that may move back to the UK - the ability to make contributions without tax relief to a QNUPS. IHT protection applies from day one and there is complete investment flexibility.
Choice of Investment Currency
Unlimited fund selections word wide
100% Capital Protected funds available
Can we Help? - If you are a British expat or you have lived in the UK and contributed to a UK Pension for over 7 years and want information on how to transfer your pension offshore, we can help you. You could be transferring your UK pension abroad into a QROPS or QNUPS tomorrow!

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